Compare/Updated Oct 26, 2026, refreshed every trading day
SCHZ vs BND
Schwab U.S. Aggregate Bond ETF against Vanguard Total Bond Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHZ did slightly better over the period: $1,000 invested on October 28, 2022 grew to $1,164 versus $1,161 for BND, a 16.4% versus 16.1% total return. SCHZ also led over three years (+16.9% versus +16.4%) and had better recent-period results, including three-month, six-month, YTD, and one-year returns. The difference was small: daily moves were 0.990 correlated, the typical monthly gap was only 0.05 percentage points, and SCHZ won 23 of the last 48 months while BND won 25. Risk was broadly similar, with 4.0% trailing 12-month volatility for both. SCHZ’s worst drawdown was slightly larger at -7.5% versus BND’s -7.2%. Both charge a 0.03% expense ratio, so the choice primarily reflects modest historical performance differences, risk tolerance, and preference for SCHZ’s smaller $11B fund versus BND’s $389B fund.
- Price is below its 200-day average ($23); 50-day at $22.
- RSI 62, neutral. Supertrend says buy. ADX 23, so the trend is developing.
- Price is below its 200-day average ($72); 50-day at $71.
- RSI 61, neutral. Supertrend says buy. ADX 25, so the trend is developing.
Head to head
Which has returned more, SCHZ or BND?
SCHZ beat BND in 23 of the last 48 months; BND won the other 25. The typical monthly gap was 0.05 points.
Total return by period
Which is riskier?
Both: Apr 5, 2023 to Oct 19, 2023
- 0.990
- correlation of daily moves, 4 years
- 1.00
- SCHZ move per 1% in BND
- 0.982
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.05 points.
When did they diverge?
| Month | SCHZ | BND | Gap |
|---|---|---|---|
| September 2026 | -2.6% | -2.9% | +0.28 pts |
| January 2023 | +3.5% | +3.3% | +0.19 pts |
| May 2024 | +1.8% | +1.7% | +0.16 pts |
| April 2024 | -2.6% | -2.4% | -0.15 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
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