Compare/Updated Oct 26, 2026, refreshed every trading day
BND vs SGOV
Vanguard Total Bond Market ETF against iShares 0-3 Month Treasury Bond ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SGOV did better over the period: $1,000 invested on October 28, 2022 would be worth $1,193 today, versus $1,161 for BND. SGOV’s 19.3% return exceeded BND’s 16.1%, while delivering substantially lower risk: 0.3% volatility versus 4.0% for BND and a worst drawdown of just 0.3% versus 7.2%. SGOV also performed better over the latest 3 months, 6 months, YTD, and 1 year, whereas BND led over 3 years. The funds had almost no relationship in daily movements, with a 0.017 correlation over the comparison period and -0.120 over the last 12 months. This matters because SGOV provided higher cumulative and recent returns with far less price variability, while BND offered greater duration exposure and more downside risk.
- Price is below its 200-day average ($72); 50-day at $71.
- RSI 61, neutral. Supertrend says buy. ADX 25, so the trend is developing.
- Price is above its 200-day average ($99); 50-day at $100.
- RSI 72, overbought. Supertrend says buy. ADX 44, so the trend is strong.
Head to head
Which has returned more, BND or SGOV?
BND beat SGOV in 24 of the last 48 months; SGOV won the other 24. The typical monthly gap was 1.09 points.
Total return by period
Which is riskier?
BND: Apr 5, 2023 to Oct 19, 2023; SGOV: Sep 29, 2026 to Oct 1, 2026
- 0.017
- correlation of daily moves, 4 years
- 0.35
- BND move per 1% in SGOV
- -0.120
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 1.09 points.
When did they diverge?
| Month | BND | SGOV | Gap |
|---|---|---|---|
| November 2023 | +4.5% | +0.5% | +4.08 pts |
| November 2022 | +3.7% | +0.3% | +3.37 pts |
| September 2026 | -2.9% | +0.3% | -3.19 pts |
| December 2023 | +3.5% | +0.4% | +3.12 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with BND and SGOV?
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