Compare/Updated Oct 26, 2026, refreshed every trading day
SGOV vs CD
iShares 0-3 Month Treasury Bond ETF against Chaince Digital Holdings Inc.: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
CD did better over the 1,000-trading-day period: $1,000 invested on October 28, 2022 would be worth $9,167 today, compared with $1,193 for SGOV. CD returned +816.7%, versus SGOV’s +19.3%, but the higher return came with substantially greater risk. CD’s 12-month volatility was 155.7% and its worst drawdown was -92.6%, while SGOV’s volatility was just 0.3% and its worst drawdown was -0.3%. CD also fell 10.2% over the past year despite strong shorter-term gains, whereas SGOV returned +3.5%. The two investments had almost no relationship, with a daily correlation of -0.029. SGOV is therefore the steadier, capital-preservation-oriented choice; CD produced dramatically higher historical gains but exposed investors to extreme losses and volatility.
- Price is above its 200-day average ($99); 50-day at $100.
- RSI 72, overbought. Supertrend says buy. ADX 44, so the trend is strong.
- Price is above its 200-day average ($5); 50-day at $5.
- RSI 62, neutral. Supertrend says sell. ADX 38, so the trend is strong.
Head to head
Which has returned more, SGOV or CD?
SGOV beat CD in 24 of the last 48 months; CD won the other 24. The typical monthly gap was 25.82 points.
Total return by period
Which is riskier?
SGOV: Sep 29, 2026 to Oct 1, 2026; CD: Oct 6, 2025 to Aug 7, 2026
- -0.029
- correlation of daily moves, 4 years
- 0.00
- SGOV move per 1% in CD
- -0.087
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 25.82 points.
When did they diverge?
| Month | SGOV | CD | Gap |
|---|---|---|---|
| November 2024 | +0.4% | +526.5% | -526.15 pts |
| September 2025 | +0.3% | +251.7% | -251.32 pts |
| December 2023 | +0.4% | +178.7% | -178.23 pts |
| September 2026 | +0.3% | +100.8% | -100.54 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SGOV and CD?
- Price
- $8.76
Go deeper
Ask InvestGPT which one fits your portfolio.
Eight research agents read your holdings, the overlap and the tax side, then answer in plain words. Free accounts get one report a month.
More comparisons
Find another comparison.
Track both, get told when something changes.
Add SGOV and CD to a watchlist and Kavout emails you when a signal flips or a price target is hit.
Free account, no card