Compare/Updated Oct 26, 2026, refreshed every trading day
SCHD vs FXAIX
Schwab U.S. Dividend Equity ETF against Fidelity 500 Index Fund: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
FXAIX did better over the 1,000 trading days from Oct. 28, 2022, to Oct. 23, 2026: $1,000 grew to $2,023, versus $1,649 for SCHD, a 102.3% gain versus 64.9%. FXAIX also led over three years, gaining 80.0% versus SCHD’s 67.2%, although SCHD performed better recently, with a 35.2% one-year return versus 13.8% for FXAIX and a 31.8% year-to-date return versus 11.5%. The trade-off was risk: FXAIX had higher 12-month volatility at 12.6% versus 11.3% for SCHD and a deeper worst drawdown, -19.0% versus -16.1%. SCHD therefore offered comparatively smoother downside and a 0.06% expense ratio, but FXAIX’s stronger long-term growth made it the clear performance winner. Their 0.661 correlation indicates meaningful overlap, while SCHD’s 0.58% typical move per 1% move in FXAIX reflects lower sensitivity.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
- Technical indicators are not available for this ticker yet.
Head to head
Which has returned more, SCHD or FXAIX?
SCHD beat FXAIX in 20 of the last 48 months; FXAIX won the other 28. The typical monthly gap was 2.83 points.
Total return by period
Which is riskier?
SCHD: Nov 29, 2024 to Apr 8, 2025; FXAIX: Feb 19, 2025 to Apr 8, 2025
- 0.661
- correlation of daily moves, 4 years
- 0.58
- SCHD move per 1% in FXAIX
- 0.193
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 2.83 points.
When did they diverge?
| Month | SCHD | FXAIX | Gap |
|---|---|---|---|
| October 2026 | +8.4% | -0.6% | +9.00 pts |
| February 2026 | +6.5% | -0.8% | +7.29 pts |
| January 2026 | +8.7% | +1.4% | +7.26 pts |
| April 2025 | -7.7% | -1.0% | -6.65 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHD and FXAIX?
- Price
- $264.99
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