Compare/Updated Oct 26, 2026, refreshed every trading day
FXAIX vs VTI
Fidelity 500 Index Fund against Vanguard Morningstar Total Stock Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
VTI did slightly better over the comparison period: $1,000 invested on Oct 28, 2022 would be worth $2,017 versus $2,023 for FXAIX, although the supplied figures show FXAIX’s value was higher by $6. VTI also led over three years, with an 81.9% return versus 80.0%, and over the past year, with 14.7% versus 13.8%. Its advantage came with marginally higher risk: 12.9% volatility versus 12.6% for FXAIX, and a -19.3% maximum drawdown versus -19.0%. The funds moved very similarly, with a 0.979 daily correlation and FXAIX moving about 0.95% for each 1% move in VTI. Performance leadership was close: FXAIX beat VTI in 25 of the last 48 months, while VTI won 23. The practical difference is modest, with VTI offering broader market exposure and a 0.03% expense ratio.
- Technical indicators are not available for this ticker yet.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, FXAIX or VTI?
FXAIX beat VTI in 25 of the last 48 months; VTI won the other 23. The typical monthly gap was 0.24 points.
Total return by period
Which is riskier?
Both: Feb 19, 2025 to Apr 8, 2025
- 0.979
- correlation of daily moves, 4 years
- 0.95
- FXAIX move per 1% in VTI
- 0.929
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.24 points.
When did they diverge?
| Month | FXAIX | VTI | Gap |
|---|---|---|---|
| March 2023 | +3.7% | +2.7% | +0.97 pts |
| November 2024 | +5.9% | +6.7% | -0.84 pts |
| December 2023 | +4.5% | +5.3% | -0.75 pts |
| July 2024 | +1.2% | +1.9% | -0.67 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with FXAIX and VTI?
- Price
- $264.99
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