Compare/Updated Oct 26, 2026, refreshed every trading day
FZROX vs VTI
Fidelity ZERO Total Market Index Fund against Vanguard Morningstar Total Stock Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
VTI did better over the comparison period: $1,000 invested on October 28, 2022 grew to $2,017, versus $1,985 for FZROX, producing returns of 101.7% and 98.5%, respectively. VTI also led over three years (+81.9% versus +78.6%) and the past year (+14.7% versus +13.7%), while recent shorter-period results were nearly identical. The difference matters mainly for long-term compounding, although it was modest: VTI’s typical monthly advantage was only 0.03 percentage points, and each fund won 24 of the last 48 months. Risk was slightly lower for VTI, with 12.9% volatility versus 13.1% for FZROX and a -19.3% worst drawdown versus -19.8%. Overall, VTI delivered marginally higher returns with marginally lower recent risk.
- Technical indicators are not available for this ticker yet.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, FZROX or VTI?
FZROX beat VTI in 24 of the last 48 months; VTI won the other 24. The typical monthly gap was 0.03 points.
Total return by period
Which is riskier?
FZROX: Dec 4, 2024 to Apr 8, 2025; VTI: Feb 19, 2025 to Apr 8, 2025
- 0.974
- correlation of daily moves, 4 years
- 0.98
- FZROX move per 1% in VTI
- 0.927
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.03 points.
When did they diverge?
| Month | FZROX | VTI | Gap |
|---|---|---|---|
| December 2024 | -4.0% | -3.0% | -1.01 pts |
| December 2025 | -1.0% | -0.0% | -0.98 pts |
| May 2025 | +6.4% | +6.3% | +0.19 pts |
| February 2024 | +5.5% | +5.3% | +0.18 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with FZROX and VTI?
- Price
- $26.55
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