Compare/Updated Oct 26, 2026, refreshed every trading day
QQQI vs SCHD
NEOS Nasdaq-100 High Income ETF against Schwab U.S. Dividend Equity ETF: 3 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHD did better over the period, turning $1,000 into $1,514 versus $1,561 for QQQI? Actually, QQQI did better: it returned 56.1% compared with SCHD’s 51.4%, a 4.7-point advantage. However, SCHD had the stronger recent performance, including 31.8% YTD and 35.2% over one year, versus QQQI’s 9.8% and 12.0%. QQQI was also riskier, with 16.8% volatility and a worst drawdown of -20.0%, compared with SCHD’s 11.3% volatility and -16.1% drawdown. QQQI’s 0.68% expense ratio was substantially higher than SCHD’s 0.06%. The result matters because QQQI delivered the better cumulative outcome over this period, but SCHD offered lower risk, lower costs, and much stronger recent momentum.
- Price is above its 200-day average ($51); 50-day at $54.
- RSI 36, neutral. Supertrend says sell. ADX 26, so the trend is strong.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
Head to head
Which has returned more, QQQI or SCHD?
QQQI beat SCHD in 18 of the last 33 months; SCHD won the other 15. The typical monthly gap was 3.98 points.
Total return by period
Which is riskier?
QQQI: Feb 19, 2025 to Apr 8, 2025; SCHD: Nov 29, 2024 to Apr 8, 2025
- 0.389
- correlation of daily moves, 3 years
- 0.51
- QQQI move per 1% in SCHD
- -0.023
- correlation, last 12 months
Month by month
Of the last 33 months. The typical gap was 3.98 points.
When did they diverge?
| Month | QQQI | SCHD | Gap |
|---|---|---|---|
| October 2026 | -4.2% | +8.4% | -12.63 pts |
| July 2026 | -5.5% | +5.5% | -11.05 pts |
| April 2025 | +1.6% | -7.7% | +9.30 pts |
| September 2026 | +2.9% | -6.0% | +8.95 pts |
Where the numbers come from. 687 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with QQQI and SCHD?
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