Compare/Updated Oct 26, 2026, refreshed every trading day
SCHD vs QQQM
Schwab U.S. Dividend Equity ETF against Invesco NASDAQ 100 ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
QQQM did better over the period: $1,000 invested on October 28, 2022 would be worth $2,572, versus $1,649 for SCHD, a 157.2% gain compared with 64.9%. The outperformance matters because QQQM delivered substantially higher long-term growth, although with materially greater risk. Its 12-month volatility was 19.9% versus 11.3% for SCHD, and its worst drawdown was -22.7% compared with -16.1% for SCHD. QQQM also led over three years, gaining 97.5% versus 67.2%, while SCHD recently had stronger one-month, six-month, and YTD returns. The funds’ daily-move correlation was 0.470 over the period and -0.025 over the last 12 months, indicating meaningful diversification potential. SCHD had the lower expense ratio, 0.06% versus 0.15%.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
- Price is above its 200-day average ($278); 50-day at $299.
- RSI 37, neutral. Supertrend says sell. ADX 25, so the trend is developing.
Head to head
Which has returned more, SCHD or QQQM?
SCHD beat QQQM in 21 of the last 48 months; QQQM won the other 27. The typical monthly gap was 4.25 points.
Total return by period
Which is riskier?
SCHD: Nov 29, 2024 to Apr 8, 2025; QQQM: Feb 19, 2025 to Apr 8, 2025
- 0.470
- correlation of daily moves, 4 years
- 0.31
- SCHD move per 1% in QQQM
- -0.025
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 4.25 points.
When did they diverge?
| Month | SCHD | QQQM | Gap |
|---|---|---|---|
| October 2026 | +8.4% | -4.8% | +13.21 pts |
| July 2026 | +5.5% | -6.5% | +12.02 pts |
| May 2023 | -4.1% | +7.8% | -11.93 pts |
| April 2026 | +4.5% | +15.7% | -11.15 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
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