Compare/Updated Oct 26, 2026, refreshed every trading day
SCHB vs VTI
Schwab U.S. Broad Market ETF against Vanguard Morningstar Total Stock Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHB did slightly better over the period: $1,000 invested on Oct 28, 2022 grew to $2,019 versus $2,017 for VTI, a 101.9% versus 101.7% total return. The difference is negligible, reflecting their nearly identical portfolios and 0.998 daily-move correlation. Performance was otherwise identical across the listed 1-month, 3-month, 6-month, YTD, 1-year, and 3-year periods. SCHB had marginally higher 12-month volatility at 13.0% versus 12.9% for VTI, while its worst drawdown was slightly larger at -19.4% versus -19.3%. Both charge a 0.03% expense ratio, and SCHB beat VTI in 24 of the last 48 months, with VTI winning the other 24. For practical purposes, fund size, trading preferences, and platform considerations matter more than recent performance.
- Price is above its 200-day average ($28); 50-day at $30.
- RSI 42, neutral. Supertrend says sell. ADX 15, so the trend is weak.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, SCHB or VTI?
SCHB beat VTI in 24 of the last 48 months; VTI won the other 24. The typical monthly gap was 0.04 points.
Total return by period
Which is riskier?
Both: Feb 19, 2025 to Apr 8, 2025
- 0.998
- correlation of daily moves, 4 years
- 0.99
- SCHB move per 1% in VTI
- 0.999
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.04 points.
When did they diverge?
| Month | SCHB | VTI | Gap |
|---|---|---|---|
| February 2023 | -2.2% | -2.4% | +0.17 pts |
| May 2025 | +6.4% | +6.3% | +0.13 pts |
| November 2022 | +5.3% | +5.2% | +0.13 pts |
| January 2023 | +6.8% | +6.9% | -0.11 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHB and VTI?
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