Compare/Updated Oct 26, 2026, refreshed every trading day
SCHV vs SCHD
Schwab U.S. Large-Cap Value ETF against Schwab U.S. Dividend Equity ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHV did better over the full period, turning $1,000 invested on October 28, 2022 into $1,727 versus $1,649 for SCHD—a 72.7% total return compared with 64.9%. That advantage matters because SCHV delivered the stronger long-term result despite both ETFs having identical 11.3% volatility over the last 12 months. SCHD, however, had stronger recent momentum: its 1-month, 3-month, 6-month, YTD, and 1-year returns all exceeded SCHV’s, including 35.2% over one year versus 20.4%. Risk was broadly similar, although SCHD’s worst drawdown was slightly deeper at -16.1% versus SCHV’s -15.3%. SCHV also has a lower expense ratio, 0.04% versus 0.06%. The funds remain highly correlated, with a 0.871 correlation in the latest comparison period, so the choice is primarily between SCHV’s stronger cumulative performance and SCHD’s more powerful recent gains.
- Price is above its 200-day average ($33); 50-day at $34.
- RSI 57, neutral. Supertrend says buy. ADX 22, so the trend is developing.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
Head to head
Which has returned more, SCHV or SCHD?
SCHV beat SCHD in 27 of the last 48 months; SCHD won the other 21. The typical monthly gap was 1.25 points.
Total return by period
Which is riskier?
Both: Nov 29, 2024 to Apr 8, 2025
- 0.871
- correlation of daily moves, 4 years
- 0.85
- SCHV move per 1% in SCHD
- 0.554
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 1.25 points.
When did they diverge?
| Month | SCHV | SCHD | Gap |
|---|---|---|---|
| July 2026 | -2.1% | +5.5% | -7.67 pts |
| June 2026 | +4.2% | -1.6% | +5.81 pts |
| October 2026 | +3.1% | +8.4% | -5.33 pts |
| April 2025 | -3.0% | -7.7% | +4.68 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHV and SCHD?
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