Compare/Updated Oct 26, 2026, refreshed every trading day
SCHX vs SCHD
Schwab U.S. Large-Cap ETF against Schwab U.S. Dividend Equity ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHX did better over the period: $1,000 invested on October 28, 2022 grew to $2,052, versus $1,649 for SCHD. SCHX also delivered the stronger three-year return (+82.9% versus +67.2%), while SCHD’s recent momentum was better, with higher one-year (+35.2% versus +14.4%) and YTD (+31.8% versus +12.0%) returns. The trade-off was risk: SCHX had higher 12-month volatility (12.8% versus 11.3%) and a deeper worst drawdown (-19.0% versus -16.1%). SCHD’s lower volatility and smaller drawdown indicate a somewhat steadier ride, but its 0.06% expense ratio is twice SCHX’s 0.03%. SCHX therefore led over the full comparison period, while SCHD offered better recent performance and lower measured risk.
- Price is above its 200-day average ($29); 50-day at $30.
- RSI 42, neutral. Supertrend says sell. ADX 15, so the trend is weak.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
Head to head
Which has returned more, SCHX or SCHD?
SCHX beat SCHD in 27 of the last 48 months; SCHD won the other 21. The typical monthly gap was 2.80 points.
Total return by period
Which is riskier?
SCHX: Feb 19, 2025 to Apr 8, 2025; SCHD: Nov 29, 2024 to Apr 8, 2025
- 0.673
- correlation of daily moves, 4 years
- 0.77
- SCHX move per 1% in SCHD
- 0.233
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 2.80 points.
When did they diverge?
| Month | SCHX | SCHD | Gap |
|---|---|---|---|
| October 2026 | -0.4% | +8.4% | -8.82 pts |
| January 2026 | +1.2% | +8.7% | -7.47 pts |
| February 2026 | -0.7% | +6.5% | -7.20 pts |
| April 2025 | -0.7% | -7.7% | +7.02 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHX and SCHD?
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