Compare/Updated Oct 26, 2026, refreshed every trading day
SCHD vs VOO
Schwab U.S. Dividend Equity ETF against Vanguard S&P 500 ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
VOO did better over the 1,000-trading-day period: $1,000 invested on October 28, 2022 grew to $2,065, versus $1,649 for SCHD—a 106.5% gain compared with 64.9%. VOO also led over three years, up 83.6% versus SCHD’s 67.2%, and won 28 of the last 48 months. The trade-off was somewhat higher risk: VOO’s 12-month volatility was 12.7% versus SCHD’s 11.3%, and its worst drawdown was -18.7% versus -16.1% for SCHD. SCHD’s lower 0.06% expense ratio did not offset VOO’s stronger performance, while VOO’s expense ratio was 0.03%. SCHD may have provided a smoother ride and more defensive exposure, but VOO was the clear historical winner over this period.
- Price is above its 200-day average ($32); 50-day at $34.
- RSI 73, overbought. Supertrend says buy. ADX 33, so the trend is strong.
- Price is above its 200-day average ($665); 50-day at $705.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, SCHD or VOO?
SCHD beat VOO in 20 of the last 48 months; VOO won the other 28. The typical monthly gap was 2.90 points.
Total return by period
Which is riskier?
SCHD: Nov 29, 2024 to Apr 8, 2025; VOO: Feb 19, 2025 to Apr 8, 2025
- 0.671
- correlation of daily moves, 4 years
- 0.60
- SCHD move per 1% in VOO
- 0.219
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 2.90 points.
When did they diverge?
| Month | SCHD | VOO | Gap |
|---|---|---|---|
| October 2026 | +8.4% | -0.3% | +8.75 pts |
| February 2026 | +6.5% | -0.8% | +7.34 pts |
| January 2026 | +8.7% | +1.4% | +7.25 pts |
| April 2025 | -7.7% | -0.8% | -6.85 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHD and VOO?
Go deeper
Ask InvestGPT which one fits your portfolio.
Eight research agents read your holdings, the overlap and the tax side, then answer in plain words. Free accounts get one report a month.
More comparisons
Find another comparison.
Track both, get told when something changes.
Add SCHD and VOO to a watchlist and Kavout emails you when a signal flips or a price target is hit.
Free account, no card