Compare/Updated Oct 26, 2026, refreshed every trading day
SCHF vs SCHY
Schwab International Equity ETF against Schwab International Dividend Equity ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SCHF did better over the period: $1,000 invested on October 28, 2022 would be worth $2,014 versus $1,862 for SCHY, a difference of $152. SCHF also led over three years, with a 75.9% total return versus 67.7%, and outperformed SCHY in 31 of the last 48 months. However, SCHY delivered stronger recent performance, including 21.0% over one year and 13.8% year to date versus 17.2% and 12.1% for SCHF. SCHY also carried less risk: 12.2% versus 17.7% volatility and a 12.2% versus 13.4% worst drawdown. The trade-off is cost and scale: SCHF’s expense ratio is 0.03% and assets are $67B, compared with 0.08% and $2B for SCHY.
- Price is above its 200-day average ($27); 50-day at $28.
- RSI 38, neutral. Supertrend says sell. ADX 26, so the trend is strong.
- Price is above its 200-day average ($32); 50-day at $32.
- RSI 66, neutral. Supertrend says buy. ADX 26, so the trend is strong.
Head to head
Which has returned more, SCHF or SCHY?
SCHF beat SCHY in 31 of the last 48 months; SCHY won the other 17. The typical monthly gap was 0.90 points.
Total return by period
Which is riskier?
SCHF: Mar 19, 2025 to Apr 8, 2025; SCHY: Sep 26, 2024 to Jan 13, 2025
- 0.840
- correlation of daily moves, 4 years
- 1.07
- SCHF move per 1% in SCHY
- 0.703
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.90 points.
When did they diverge?
| Month | SCHF | SCHY | Gap |
|---|---|---|---|
| October 2026 | -2.5% | +5.2% | -7.67 pts |
| July 2026 | -1.0% | +5.1% | -6.10 pts |
| April 2026 | +7.3% | +2.4% | +4.92 pts |
| March 2025 | -0.1% | +4.8% | -4.83 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SCHF and SCHY?
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