Compare/Updated Oct 26, 2026, refreshed every trading day
USFR vs SGOV
WisdomTree Floating Rate Treasury Fund against iShares 0-3 Month Treasury Bond ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
USFR did better over the period: $1,000 invested on October 28, 2022 grew to $1,202, versus $1,193 for SGOV, a 20.2% versus 19.3% total return. USFR also led across the listed one-, three-, and six-month, YTD, one-year, and three-year periods, and it outperformed SGOV in 32 of the last 48 months. The advantage was modest, with a typical monthly gap of 0.04 percentage points, but it persisted despite USFR’s higher 0.15% expense ratio versus SGOV’s 0.09%. Risk was very low for both: each had 0.3% volatility over the last 12 months. USFR’s worst drawdown was -0.0%, compared with -0.3% for SGOV. SGOV’s lower fee and substantially larger $96B asset base may appeal to investors prioritizing cost and scale, while USFR delivered the stronger measured returns.
- Price is above its 200-day average ($50); 50-day at $50.
- RSI 96, overbought. Supertrend says buy. ADX 100, so the trend is strong.
- Price is above its 200-day average ($99); 50-day at $100.
- RSI 72, overbought. Supertrend says buy. ADX 44, so the trend is strong.
Head to head
Which has returned more, USFR or SGOV?
USFR beat SGOV in 32 of the last 48 months; SGOV won the other 16. The typical monthly gap was 0.04 points.
Total return by period
Which is riskier?
USFR: Feb 2, 2023 to Feb 3, 2023; SGOV: Sep 29, 2026 to Oct 1, 2026
- 0.296
- correlation of daily moves, 4 years
- 0.38
- USFR move per 1% in SGOV
- 0.194
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.04 points.
When did they diverge?
| Month | USFR | SGOV | Gap |
|---|---|---|---|
| October 2026 | +0.3% | -0.0% | +0.28 pts |
| April 2023 | +0.5% | +0.3% | +0.18 pts |
| December 2023 | +0.3% | +0.4% | -0.15 pts |
| April 2024 | +0.6% | +0.4% | +0.11 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with USFR and SGOV?
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