Compare/Updated Oct 26, 2026, refreshed every trading day
VBIL vs SGOV
Vanguard 0-3 Month Treasury Bill ETF against iShares 0-3 Month Treasury Bond ETF: 2 years of returns, risk and today’s technical read, from Kavout’s own data.
SGOV did better over the period: $1,000 invested on Feb 11, 2025 grew to $1,065, versus $1,059 for VBIL, a 0.6-point advantage. The difference was modest, with both funds delivering identical 3-month, YTD, and 1-year returns; VBIL was slightly better over six months, while SGOV had the stronger one-month result. SGOV also had lower 12-month volatility at 0.3% versus 0.4% and a smaller worst drawdown of -0.3% versus VBIL’s -0.6%, making its edge more favorable on a risk-adjusted basis. VBIL’s lower 0.07% expense ratio versus SGOV’s 0.09% and smaller typical monthly gap were advantages, but they did not offset SGOV’s higher cumulative return and lower observed risk. SGOV’s result matters most for investors prioritizing maximum recent return and stability, while VBIL remains competitive with lower fees.
- Price is above its 200-day average ($75); 50-day at $75.
- RSI 91, overbought. Supertrend says buy. ADX 67, so the trend is strong.
- Price is above its 200-day average ($99); 50-day at $100.
- RSI 72, overbought. Supertrend says buy. ADX 44, so the trend is strong.
Head to head
Which has returned more, VBIL or SGOV?
VBIL beat SGOV in 9 of the last 20 months; SGOV won the other 11. The typical monthly gap was 0.01 points.
Total return by period
Which is riskier?
VBIL: Feb 11, 2025 to Feb 12, 2025; SGOV: Sep 29, 2026 to Oct 1, 2026
- 0.133
- correlation of daily moves, 2 years
- 0.27
- VBIL move per 1% in SGOV
- 0.140
- correlation, last 12 months
Month by month
Of the last 20 months. The typical gap was 0.01 points.
When did they diverge?
| Month | VBIL | SGOV | Gap |
|---|---|---|---|
| October 2026 | +0.3% | -0.0% | +0.30 pts |
| September 2026 | +0.0% | +0.3% | -0.29 pts |
| April 2025 | +0.3% | +0.4% | -0.03 pts |
| August 2026 | +0.3% | +0.3% | -0.02 pts |
Where the numbers come from. 428 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with VBIL and SGOV?
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