Compare/Updated Oct 26, 2026, refreshed every trading day
SWPPX vs SPY
Schwab S&P 500 Index Fund- Select Shares against State Street SPDR S&P 500 ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SPY did substantially better over the stated period: $1,000 grew to $2,052 (+105.2%), compared with $16,555 (+1,555.5%) for SWPPX. However, the reported three-year returns conflict with those investment values, showing SWPPX at -69.7% and SPY at +82.7%; this makes the comparison internally inconsistent. On risk, both funds had similar 12-month volatility—12.8% for SWPPX versus 12.7% for SPY—but SWPPX’s reported worst drawdown was far more severe at -83.7%, compared with -18.8% for SPY. SPY also won 27 of the last 48 months, versus 21 for SWPPX, with a typical monthly gap of only 0.05 points. Based on the reported performance and drawdown figures, SPY delivered the stronger and more consistent outcome with materially lower downside risk.
- Technical indicators are not available for this ticker yet.
- Price is above its 200-day average ($725); 50-day at $767.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, SWPPX or SPY?
SWPPX beat SPY in 21 of the last 48 months; SPY won the other 27. The typical monthly gap was 0.05 points.
Total return by period
Which is riskier?
SWPPX: Aug 14, 2025 to Mar 30, 2026; SPY: Feb 19, 2025 to Apr 8, 2025
- -0.003
- correlation of daily moves, 4 years
- -0.20
- SWPPX move per 1% in SPY
- 0.903
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.05 points.
When did they diverge?
| Month | SWPPX | SPY | Gap |
|---|---|---|---|
| January 2023 | +2169.0% | +6.3% | +2162.74 pts |
| December 2022 | +116.1% | -5.8% | +121.89 pts |
| August 2025 | -83.0% | +2.0% | -85.04 pts |
| December 2025 | -1.0% | +0.1% | -1.10 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SWPPX and SPY?
- Price
- $19.70
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