Compare/Updated Oct 26, 2026, refreshed every trading day
VTI vs SWPPX
Vanguard Morningstar Total Stock Market ETF against Schwab S&P 500 Index Fund- Select Shares: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
SWPPX did better over the stated period, with $1,000 growing to $16,555 (+1,555.5%), versus $2,017 for VTI (+101.7%). However, the figures contain a major inconsistency: SWPPX’s reported three-year return is -69.7%, despite its much larger cumulative gain over the approximately four-year period. That discrepancy makes the long-term comparison unreliable without further verification. Over the latest year, VTI returned 14.7%, slightly ahead of SWPPX at 13.8%, while SWPPX had marginally lower volatility at 12.8% versus VTI’s 12.9%. VTI’s reported worst drawdown was -19.3%, compared with -83.7% for SWPPX, indicating substantially greater stated downside risk for SWPPX. VTI also has a 0.03% expense ratio; no SWPPX expense ratio was provided.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
- Technical indicators are not available for this ticker yet.
Head to head
Which has returned more, VTI or SWPPX?
VTI beat SWPPX in 20 of the last 48 months; SWPPX won the other 28. The typical monthly gap was 0.24 points.
Total return by period
Which is riskier?
VTI: Feb 19, 2025 to Apr 8, 2025; SWPPX: Aug 14, 2025 to Mar 30, 2026
- -0.002
- correlation of daily moves, 4 years
- 0.00
- VTI move per 1% in SWPPX
- 0.901
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.24 points.
When did they diverge?
| Month | VTI | SWPPX | Gap |
|---|---|---|---|
| January 2023 | +6.9% | +2169.0% | -2162.10 pts |
| December 2022 | -5.9% | +116.1% | -121.99 pts |
| August 2025 | +2.4% | -83.0% | +85.34 pts |
| December 2025 | -0.0% | -1.0% | +0.99 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with VTI and SWPPX?
- Price
- $19.70
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