Compare/Updated Oct 26, 2026, refreshed every trading day
SWTSX vs VTI
Schwab Total Stock Market Index Fd Select Shs a Series of Schwab Capit against Vanguard Morningstar Total Stock Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
VTI did slightly better over the period: $1,000 invested on October 28, 2022 would be worth $2,017 versus $1,996 in SWTSX, a 101.7% versus 99.6% total return. VTI also led over three months, six months, YTD, and one year, while both funds returned -1.1% over one month. The difference matters mainly because VTI delivered higher returns with slightly lower volatility: 12.9% versus 13.1% for SWTSX over the last 12 months. Its reported worst drawdown was also materially smaller, -19.3% versus -86.0% for SWTSX, although the drawdown periods and figures may not be directly comparable. VTI won 27 of the last 48 months, compared with 21 for SWTSX, and its 0.03% expense ratio further supports its edge.
- Technical indicators are not available for this ticker yet.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, SWTSX or VTI?
SWTSX beat VTI in 21 of the last 48 months; VTI won the other 27. The typical monthly gap was 0.04 points.
Total return by period
Which is riskier?
SWTSX: Aug 13, 2025 to Mar 30, 2026; VTI: Feb 19, 2025 to Apr 8, 2025
- 0.036
- correlation of daily moves, 4 years
- 0.71
- SWTSX move per 1% in VTI
- 0.917
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.04 points.
When did they diverge?
| Month | SWTSX | VTI | Gap |
|---|---|---|---|
| January 2023 | +648.6% | +6.9% | +641.70 pts |
| August 2025 | -85.4% | +2.4% | -87.74 pts |
| December 2025 | -1.1% | -0.0% | -1.06 pts |
| November 2022 | +5.4% | +5.2% | +0.19 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with SWTSX and VTI?
- Price
- $18.38
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