Compare/Updated Oct 26, 2026, refreshed every trading day
VFIAX vs VTI
Vanguard 500 Index Fd Admiral Shs against Vanguard Morningstar Total Stock Market ETF: 4 years of returns, risk and today’s technical read, from Kavout’s own data.
VFIAX did better over the comparison period: $1,000 invested on October 28, 2022 would be worth $2,063 today, versus $2,017 for VTI. VFIAX also led across the listed periods, including three-year returns of 83.5% versus 81.9%, and beat VTI in 30 of the last 48 months. The advantage was modest, with a typical monthly gap of 0.23 percentage points, and the funds moved almost identically, with 0.996 correlation. Risk was likewise similar: VFIAX’s 12-month volatility was 12.8% versus 12.9% for VTI, while maximum drawdown was -18.8% versus -19.3%. VTI’s lower 0.03% expense ratio and broader market exposure remain advantages, but they did not overcome VFIAX’s stronger results over this period.
- Technical indicators are not available for this ticker yet.
- Price is above its 200-day average ($357); 50-day at $377.
- RSI 42, neutral. Supertrend says sell. ADX 14, so the trend is weak.
Head to head
Which has returned more, VFIAX or VTI?
VFIAX beat VTI in 30 of the last 48 months; VTI won the other 18. The typical monthly gap was 0.23 points.
Total return by period
Which is riskier?
Both: Feb 19, 2025 to Apr 8, 2025
- 0.996
- correlation of daily moves, 4 years
- 0.97
- VFIAX move per 1% in VTI
- 0.996
- correlation, last 12 months
Month by month
Of the last 48 months. The typical gap was 0.23 points.
When did they diverge?
| Month | VFIAX | VTI | Gap |
|---|---|---|---|
| March 2023 | +3.7% | +2.7% | +0.97 pts |
| November 2024 | +5.9% | +6.7% | -0.84 pts |
| December 2023 | +4.5% | +5.3% | -0.75 pts |
| July 2024 | +1.2% | +1.9% | -0.67 pts |
Where the numbers come from. 1000 daily adjusted closes per fund from the Kavout market-data API, dividends included. Signals and indicators are Kavout’s own, refreshed nightly. Every figure is calculated from those adjusted closes.
Holdings and fees
What do you actually own with VFIAX and VTI?
- Price
- $703.82
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