Smart Money

What is Smart Money? What can it do for you?

What is "Smart Money"?

A subset of market participants, by virtue of their identity, position, or information advantage, understand a company's true value better than the average investor. We call this capital Smart Money.

Smart Money aggregates four of the most representative smart money datasets:

Core Idea: Multi-Source Convergence Boosts Win Rate

A single signal can be noisy —

• An analyst upgrade might be just routine
• An insider buy might be just equity compensation
• A congress member's purchase might be just personal allocation

But when multiple different types of smart money are bullish on the same stock simultaneously, the win rate rises dramatically. This is the core value of Smart Money.

What Can You Do with Smart Money?

• ✅ Find Opportunities : quickly discover stocks favored by professional investors
• ✅ Validate Ideas : is smart money also buying the stocks you're interested in?
• ✅ Avoid Risks : insider mass sell-offs, analyst downgrades — all are warning signals
• ✅ Broaden Your Horizon : see which sectors billionaires are buying into, discover directions you haven't noticed

Note: Smart Money is a research tool, not investment advice. Smart money can be wrong too. Data is for reference only — please make decisions based on your own judgment.

---

Quick Start: 3 Steps for Beginners

Access

• URL: https://www.kavout.com/smart-money/dashboard
• Requires Pro membership

Step 1: Start with the Dashboard Every Day

Open the Dashboard and get today's most important movements from two sections:

• Three cards at the top — quickly scan analyst upgrades, insider buys, and congress buys from the last 7 days
• Six strategies below — click a few strategies that interest you to see multi-source convergence picks

Spend 5 minutes a day scanning the Dashboard and you'll have a clear picture of what the "smart money" is doing in the market.

Step 2: Pick a Strategy to Dig Deeper

If you don't know which strategy to start with, use this guide:

Step 3: Fine-Tune with Filters on Each Page

Strategies give you direction. Then go into each dedicated page and use filters like sector, market cap, and time range to further narrow down the picks that best match your style.

---

Five Pages in Detail

1. Dashboard

URL: https://www.kavout.com/smart-money/dashboard

One-liner: Daily briefing — master the latest smart money movements in 5 minutes

Module 1: Latest Movements (Last 7 Days)

Three cards side by side for a quick scan of the latest moves across the three major smart money categories in the past week.

① New Analyst Upgrades

• What to see: stocks upgraded by investment banks in the last 7 days
• How to use: quickly sense which companies have had positive rating changes recently
• Click "View More" to jump to the Analyst page for the full list

② New Insider Buys

• What to see: stocks bought with real money by company executives/directors in the last 7 days
• How to use: insider buying is a strong bullish signal — pay special attention to large buys
• Click "View More" to jump to the Insider Trades page

③ New Congress Buys

• What to see: stocks bought by U.S. members of Congress in the last 7 days
• How to use: congressional trades often act as policy wind vanes — watch the sectors they're heavy in
• Click "View More" to jump to the Congress Trades page

Module 2: Six Strategy Presets

This is the core essence of Smart Money. Each strategy is a set of "multi-source convergence" screening logic that automatically finds high-conviction picks for you.

Click a strategy card and the table below automatically switches to the corresponding results. Shows 5 by default; click "Show More" to see more (up to 20).

Quick tip: How to read Guru count colors?

• 🟣 Purple ≥30 Gurus holding → extremely high institutional consensus
• 🔵 Blue ≥20 → very high institutional consensus
• 🟢 Green ≥10 → relatively high institutional consensus
• ⚪ Gray ＜10 → fewer institutions watching

---

2. Analyst Insights

URL: https://www.kavout.com/smart-money/analyst-insights

One-liner: Track Wall Street analyst rating changes and find high-upside picks

When to Use This Page?

• Want to know which stocks analysts have upgraded/downgraded recently
• Want to find value stocks with 20%+ implied upside to target price
• Want to find analysts' top picks within specific sectors / market cap ranges
• Want to avoid stocks analysts are collectively bearish on (risk warning)

Top Quick Tabs

Click the top buttons to switch between different views:

Common Filter Combinations

You can stack these filters:

• Rating: Buy / Hold / Sell
• Action: Upgrade / Downgrade / Initialise / Maintain
• Upside/Downside: multiple tiers from "20%+" to "0-10%"
• Time Range: 24 hours / 7 days / 30 days / 90 days
• Sector: 11 sectors available (Technology, Healthcare, Finance, etc.)
• Market Cap: Mega / Large / Mid / Small / Micro

How to Read the Tables?

New Stock Ratings view:

Other views (Top Stocks / Upside / Downside):

Usage Examples

Scenario 1: Finding undervalued large-cap tech stocks

You think tech stocks have momentum but want large-caps that analysts consider cheap

• Tab: 20%+ Upside to Target
• Filter Sector → Technology
• Filter Market Cap → Large Cap
• Result: large-cap tech stocks with 20%+ upside to target according to analysts
• Direct link

Scenario 2: See which stocks have been upgraded recently

Scan daily/weekly to capture short-term opportunities from rating changes

• Tab: New Stock Ratings
• Filter Action → Upgrade
• Filter Time Range → Last 7 Days
• Result: all stocks upgraded by analysts in the past week
• Direct link

Scenario 3: Avoid risk — stocks with 20%+ downside

Be alert about stocks in your portfolio; don't try to catch a falling knife

• Tab: 20%+ Downside to Target
• Result: stocks analysts think will fall another 20%+ — watch for risk
• Direct link

---

3. Insider Trades

URL: https://www.kavout.com/smart-money/insider-trades

One-liner: Follow the people who know the company best — CEOs and CFOs buying and selling with real money

When to Use This Page?

• Want to see what CEOs/CFOs — the people who know the company best — have been buying recently
• Want to find high-conviction picks where multiple executives are buying simultaneously (cluster buying)
• Want to avoid stocks with heavy insider selling (red flag signal)
• Want to stack analyst ratings for double validation

Top Quick Tabs

Common Filter Combinations

• Insider Role: CEO / CFO / COO / Director / 10% Owner / Officer
• Buy/Sell: Buy / Sell
• Time Range: 24 hours / 7 days / 30 days / 90 days
• Sector / Market Cap / Analyst Rating: same as other pages

How to Read the Tables?

Individual trade view (Latest / CEO / CFO / Director Buys):

Aggregate view (Multiple Buys/Sells / + Analyst Ratings):

Usage Examples

Scenario 1: See what CEOs have been buying recently

CEOs know their companies best — large buys are often a strong signal

• Tab: CEO Buys
• Sort by Total Value descending (click the header)
• Result: CEO buys sorted by value — focus on large buys of millions of dollars or more
• Direct link

Scenario 2: Find tech stocks with "cluster buying"

Multiple executives buying the same stock means widespread internal bullishness — extremely high conviction

• Tab: Multiple Buys
• Filter Time Range → Last 30 Days
• Filter Sector → Technology
• Result: tech stocks with multiple insider buys in the past 30 days
• Direct link

Scenario 3: Double confirmation — insiders + analysts both bullish

Insiders have information advantage, analysts have research depth — both bullish = more reliable

• Tab: + Analyst Buy Ratings
• Filter Analyst Rating → Buy
• Result: stocks with insider buys AND analyst buy ratings — double confirmation
• Direct link

---

4. Congress Trades

URL: https://www.kavout.com/smart-money/congress-trades

One-liner: See what members of Congress are buying and catch policy-driven opportunities early

When to Use This Page?

• Want to know what members of Congress have been buying recently (they may know policy direction in advance)
• Want to find bipartisan consensus picks that both chambers favor
• Want to stack insider data for double validation
• Follow the policy wind direction in a particular sector

Top Quick Tabs

Common Filter Combinations

• Chamber: Senate / House
• Buy/Sell: Buy / Sell
• Sector / Market Cap / Analyst Rating: same as other pages
• Time Range: 24 hours / 7 days / 30 days / 90 days

How to Read the Tables?

Individual trade view (Latest / Senate / House):

Aggregate view (Chamber Buys / + Insider Buys):

Usage Examples

Scenario 1: Following Senate trading movements

The Senate is smaller and more influential — every senator's trade is worth watching

• Tab: Senate
• Filter Buy/Sell → Buy
• Result: list of stocks recently bought by senators
• Direct link

Scenario 2: Find high-certainty "both chambers buying" picks

Both Senate and House buying simultaneously means cross-party, cross-chamber bullishness — stronger policy certainty

• Tab: Chamber Buys
• Result: list of stocks bought by both chambers of Congress
• Direct link

Scenario 3: Policy + insider double validation

Congress buying + company executives also buying — policy expectations + fundamentals both supportive

• Tab: + Insider Buys
• Filter Analyst Rating → Buy (stacking analysts makes it even more solid)
• Result: picks favored by Congress, insiders, and analysts — all three bullish
• Direct link

---

5. Guru Holdings

URL: https://www.kavout.com/smart-money/guru-holdings

One-liner: Copy the investment playbook of billionaires and top funds

When to Use This Page?

• Want to know what stocks billionaires and top funds are holding
• Want to find high-consensus picks held by the most institutions simultaneously
• Want triple validation: Guru + Insider + Congress all bullish (highest conviction)
• Want to see how top investors are positioned in a given sector

Top Quick Tabs

Common Filter Combinations

• Sector / Market Cap / Analyst Rating: same as other pages
• Time Range: 24 hours / 7 days / 30 days / 90 days (for views involving Insider/Congress)

How to Read the Table?

All views include these base columns:

Depending on the view selected, additional validation columns appear:

• + Insider Buys → adds an "Insiders" column (number of insiders buying)
• + Congress Buys → adds a "Congress" column (number of members of Congress buying)
• + Insider & Congress Buys → adds both columns — triple validation

Usage Examples

Scenario 1: Finding tech stocks with the highest institutional consensus

Stocks held by 30+ top funds are well-researched by institutions — lower chance of blowups

• Tab: Most Owned Stocks
• Filter Sector → Technology
• Sort by Gurus Holding descending
• Result: list of the most popular tech stocks among top institutions
• Direct link

Scenario 2: Highest conviction — triple confirmation picks

Billionaires bought, executives bought, and members of Congress bought. Three completely different types of smart money all bullish simultaneously — the most noteworthy opportunities

• Tab: + Insider & Congress Buys
• Filter Time Range → Last 90 Days
• Filter Analyst Rating → Buy
• Result: list of high-conviction picks with triple resonance (usually not too many — each one deserves serious study)
• Direct link

Scenario 3: Large-cap stocks with policy + capital double resonance

Both members of Congress and billionaires are buying — policy expectations and fundamental research align

• Tab: + Congress Buys
• Filter Market Cap → Large Cap (large-caps only, good liquidity)
• Result: large-cap stocks where Guru holdings and Congress buys overlap
• Direct link

---

General Usage Notes

Filtering & Sharing

• All filter conditions are automatically synced to the browser address bar
• You can bookmark or share the URL with friends — it opens with the same filtered results
• Browser back/forward buttons navigate through filter history

Table Operations

• 20 rows of data per page, with page navigation at the bottom
• Click column headers to sort by that column (toggle ascending/descending)
• Click a ticker symbol to jump to the stock details page for deeper research

Dark Mode

• Automatically switches between light and dark themes following the system

---

FAQ

How often is the data updated?

Different data sources update at different frequencies:

• Analyst Ratings: real-time updates, synced within hours of a new rating release
• Insider Trades: synced after SEC disclosure, typically 1-3 business days after the trade
• Congress Trades: synced after member disclosure — disclosure may lag the trade by weeks
• Guru Holdings: based on 13F filings, updated quarterly (within 45 days of quarter end)

Is the data accurate? Can I just copy trades directly?

The data comes from public disclosures (SEC 13F, Form 4, House public reports, etc.) — we present it as is, but it does not constitute investment advice:

• Smart money can be wrong too; past performance does not guarantee future results
• Insider selling isn't necessarily bearish — it could be for personal reasons like cashing out, taxes, divorce, etc.
• Guru holdings are quarterly data — they may have already sold by the time you see it
• Please make decisions based on your own research and judgment

Why do some stocks with high Guru counts keep dropping in price?

Guru count represents the degree of institutional consensus, not short-term price movement. Even top investors can get stuck — their holding periods are typically 2-5 years or longer. Guru data is best used as a starting point for long-term research, not a short-term trading signal.

Are all insider "Buys" bought with their own money?

Most are real-money purchases, but a small number come from option exercises. Our data reflects the transaction types as disclosed by the SEC. Large option exercises are also worth watching — they show insiders are willing to hold the stock rather than sell immediately.

Why is congressional trade disclosure so slow?

Under the U.S. STOCK Act, members of Congress must disclose trades within 45 days. So the congressional trades you see may already be a month or two old. Mind the timeliness — don't blindly chase highs.

Which module should I focus on?

There's no standard answer — it depends on your investment style:

• Value investors → focus on Guru Holdings + Analyst Insights
• Growth / event-driven → focus on Insider Trades + Analyst Upgrades
• Macro / policy-oriented → focus on Congress Trades + Guru Holdings
• Beginners → start with the Dashboard's six strategies to find multi-source convergence picks

---

Appendix: URL Parameter Reference

Advanced users can construct filtered links directly through URL parameters. All parameters are optional. Separate multiple values with commas.

General Parameters

Analyst Insights Specific

Insider Trades Specific

Congress Trades Specific

Guru Holdings Specific

Screenshots in this article: Actual product UI as of August 2026. For feedback or questions, reach out to our team anytime.